Blog Detail

Dec 01, 02017 Consumer

The Best Aftermarket Apple iPhone X, iPhone 8 and iPhone 7 Insurance Plan (Yep...That’s right. The BEST)

Apple does it again and the tech world has literally gone mad. With it being the 10-year anniversary since the launch of its iPhone, it is no surprise that Apple had to brag a bit with their latest release. They introduced the innovative Face ID technology, a facial recognition security system, which allows you to unlock your phone with your face. Yep; you can now unlock your phone with your face. Even in the dark. And no, you cannot unlock your partner’s phone by using their photo or wearing a custom mask of them. Nice try though.


Exclusively only for the iPhone X, you can also have a little fun with the facial recognition feature called an emoji. With this feature, you can bring your emojis to life with your face and make them mirror your own facial expressions.


Also, Apple has finally made the switch to OLED displays. Although Apple is a little late introducing this technology like their competitors, it is great news for those that have been waiting for more enhanced quality videos and photos. I am sure videographers, photographers, and creative ones on YouTube are happy they can have their amazing quality work saved in their pocket.


If all you do is browse the web, check emails and Facebook, you are most likely not going to be able to notice any dramatic difference with the new phone; however, there is a noticeably faster difference in performance for content creation applications. The processor is about 25% faster for performance and 75% faster for more energy efficiency. The battery life is a whopping two hours longer than the battery for an iPhone 7. If you currently have an iPhone 5S, 5C, or iPhone 6 then you may notice a significant boost in the overall performance of your phone.


One our favorites features is the wireless charging. Now, if you are already one of those tech gurus that have these in your space then it is a nice add-on. If not, then Apple will happily sell you one of their Airpower charging mats.


Few important questions you should ask for yourself:

§  I am covered for loss and theft?

§  How much is my deductible if something happens?

§  If I decide to cancel my warranty, what is my penalty?

§  Am I covered for liquid damage? Both spills and immersion?

§  How will I be charged? One time or can I break it up into monthly payments? 

§  Will your replacement phone be the same model as your current phone?

§  Am I guaranteed to get a replacement by a certain time?

§  How many claim replacements am I allowed?


With this new release of the iPhone 8 and iPhone X, there is no surprise that companies are fighting for your business to protect your latest and greatest iPhone. One thing for sure is that you have many iPhone insurance coverage options available to you; you just have to decipher which plan will be ideal for your custom needs. Participating phone carriers have already announced their coverage for the iPhone 8 and iPhone X such as: Verizon, AT&T, Sprint, T-Mobile, Boost Mobile, Clear, Clear Wire, and Metro PCS.

For example, Verizon’s Extended Limited Warranty* does not cover liquid damage or batteries, but these areas are covered under Securranty’s wireless phone protection, who is a long time official Verizon partner. (If you choose Verizon’s Extended Warranty but not the Securranty iPhone Protection Plan, be sure to familiarize yourself with the differences.)

For many, price is the most important factor in choosing a warranty program. The upfront price you see may be great but you have to keep in mind the deductible cost if something were to actually happen to your device. Usually, a “cheaper” monthly fee will most likely result in a higher deductible. Also take into consideration state laws and how they may vary in the plan terms and conditions.  

Apple Care Program:

Keep in mind that when you purchase your iPhone 8 and iPhone X, you will have one year of standard manufacturer warranty and 90 days (from the original purchase date) for phone support, otherwise expect to pay $30 per call to Apple). You cannot decide to buy Apple Care plus after your standard year has ended.  Apple Care program does not cover loss or theft.

If you chose to be brave and have absolutely no  iPhone warranty, replacing the cracked screen would cost $149 - $349 depending on the model. If you have a habit of breaking your screen, then having the warranty or insurance will provide peace of mind and protect your wallet and your fingers from having to use a cracked screen phone.  See Tablet below a Comparison of various iPhone insurance providers.